Rick Ryan

Rick Ryan

Rick is a writer within the marketing department at National Life Group. A former journalist, he now focuses his craft on financial and investment topics such as market insights and industry trends.

Rick is a Registered Representative of Equity Services, Inc., Member FINRA/SIPC, One National Life Drive, Montpelier, VT 05604, 800-344-7437, a Broker/Dealer affiliate of National Life Insurance Company.

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7 Ways the Woodstock Generation Can Tackle Rising Healthcare Costs in Retirement

A half century ago this month, 450,000 young fun-seeking 20-somethings gathered on the grassy hills of a Bethel, NY, dairy farm to share “3 Days of Peace & Music.” No one imagined it could happen. But it did. Now into their 70s, much of the Woodstock generation shares a less celebratory cause along the theme of “Many Years of Retirement & Healthcare Costs.” (more…)

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Sundry Situations for SPDAs

In my previous post about Single Premium Deferred Annuities (SPDAs), I summarized Becky’s challenge to find a financial product for her retirement money that was safe from the volatility of the market1, but with greater interest earning potential than banking and other fixed interest products. Her situation was ideal for a fixed indexed SPDA.

SPDAs serve a lot of needs and don’t get enough credit for it. One reason for the slight is that they just don’t cut through the noise of so many types of financial solutions and options. Faced with too much choice of anything, we all tend to tune out most of it, often at the risk of missing some very good ideas.  (more…)

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