Go Forward, Not Backward With Indexed Universal Life

In October, we passed the 90th anniversary of “Black Tuesday,” the ruinous stock market crash of 1929. 

The financial industry has come a long way since then. Human psychology has not. We still worry about market downturns. On the other hand, financial professionals remind us that it should be just as worrisome when our assets earn less than the rate of inflation.

This is how indexed universal life insurance (IUL) is proving its resolve well beyond its primary mission to provide tax-free death benefit protection.[1] It can help protect the assets in the cash value as well.

(more…)

Read More  

It’s That Time of Year… Car Buying Season?

The holidays most often make people think of gift-giving and spending time with family and friends, but the end of the year is also a great time to consider buying a car, new or used. In 2018, 40.2 million used vehicles were sold in the US, and I am now officially part of that percentage, having just purchased a 2018 Nissan Rogue SV myself this past Saturday. In 2019, that number is projected to grow to 41 million. ¹

(more…)

Read More  

Twelve Tips to Survive “Adulting”

“Adulting” is a new craze of lifestyle tips and hacks that have been splashed across all of the social media feeds. The term has spawned adulting 101 books, adulting kits and memes. And while the term tends to be mostly used by millennials who find themselves doing adult things for the first time, the term can apply to anyone who is struggling with their grown-up responsibilities.

(more…)

Read More