The end of the year can be a busy time. Holiday celebrations, spending time with loved ones, wrapping up work commitments and projects are all on the year end agenda. Here’s one more item you can add to the list—a year-end financial check in. And unlike holidays cookies and eggnog—you won’t feel bad about indulging in this the next morning. (more…)
financial planning
Life Insurance Lingo: You know what I mean, right?
“You know what I mean right?”… Well actually, I don’t. How many times have you had a conversation only to walk away not really understanding what was said? Probably more times than any of us care to admit. We don’t ask questions because we don’t want to look dumb; especially when it comes to financial products and services. (more…)
Sundry Situations for SPDAs
In my previous post about Single Premium Deferred Annuities (SPDAs), I summarized Becky’s challenge to find a financial product for her retirement money that was safe from the volatility of the market1, but with greater interest earning potential than banking and other fixed interest products. Her situation was ideal for a fixed indexed SPDA.
SPDAs serve a lot of needs and don’t get enough credit for it. One reason for the slight is that they just don’t cut through the noise of so many types of financial solutions and options. Faced with too much choice of anything, we all tend to tune out most of it, often at the risk of missing some very good ideas. (more…)
