“If the world were perfect, it wouldn’t be.” Yogi Berra
As another exciting World Series finishes up, seems fitting to open an overview of indexed universal life insurance with a classic quote from the late New York Yankees legend. Because Yogi nailed it. Even when things are going super well, the universe may have other, potentially painful events for us.
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“You know what I mean right?”… Well actually, I don’t. How many times have you had a conversation only to walk away not really understanding what was said? Probably more times than any of us care to admit. We don’t ask questions because we don’t want to look dumb; especially when it comes to financial products and services. (more…)
Did you know that many people rely on life insurance while they’re living in addition to the death benefit proceeds? About 91% of life insurance owners say they bought it to “cover burial and other final expenses,” according to the 2018 LIMRA Insurance Barometer. Yet, nearly half admit that they hope to turn to their policy’s cash value for retirement income or to pay current home expenses. (more…)
If you’ve heard of whole life insurance, you may have heard some mixed messages about it. So let’s dispel the two big myths about whole life insurance – that it is inaccessible and expensive. Read on to learn more about everything whole life insurance can do beyond its core purpose to provide death benefits. (more…)
