Michael Cartolano is a LifeChanger of the Year nominee in the running for the Capstone Award which honors retiring K-12 educators. This year Michael, who was an art teacher and department chair, retired from H. Frank Carey High School in Franklin Square, NY. We are honored to share some of his words of wisdom as he reflects on an important lesson he’s learned as an educator.


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Understanding Annuity Lingo

“Does that make sense?” Raise your hand loud and proud if someone has ever said this to you and you answered “Yeah, of course,” when you really had no clue what was being said. I am guessing there are quite a few hands up right now. I know I am guilty. Why are we so afraid of admitting that we don’t understand something? Here are some of the essential terms you need to know about annuities so you can spend more time understanding and less time Googling. Understanding what is being said is important. You know what I mean, right? (more…)

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