Snowball vs. Avalanche: Two Ways to Pay off a Mountain of Debt

There are many Americans who have found themselves stranded atop a mountain of debt. For those determined to navigate down the mountain the first question is, “Where do I start?” If you have multiple debts of various sizes and interest rates, it can be difficult to decide which debt to pay off first. Here are two ways to come down from a mountain of debt, aptly coined the Avalanche method and the Snowball method. (more…)

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It’s OK to Talk to Strangers, it may even be good for you.

There is a lot more to creating wealth than to just grow a bank account. Social capital is just as important, if not more, for our overall well-being. As the saying goes, “money doesn’t buy happiness.” The good news is, although we tend to go through our days avoiding opportunities to make social connections, they are much easier to come by than money is. And according to a study published by the University of Chicago, figuratively speaking, social connections do buy happiness. (more…)

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A Purpose Behind Planning

Everyone in their lifetime goes through periods of significant loss and this year has been one of those for my family.  We have lost close family members and dear friends as well as acquaintances.  Looking back over the year, we lost someone just about every month and sometimes more than one a month.

Some had lived a very long fulfilling life, others were just starting their life journey. (more…)

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