In the U.S., the average, one-way commute time is 26.1 minutes, according to the U.S. Census Bureau. That means that most of us are spending over 200 hours a year in our cars or on some form of public transportation getting to and from work. That’s a lot of precious time that shouldn’t be wasted with road rage or subway fisticuffs. There is a better way that can actually transform your ride into a meaningful, and even mystical mobility. (more…)
Who’s your beneficiary?
One of the most important annual financial reviews you can do for yourself is a beneficiary review. Unfortunately, a lot of people only connect beneficiaries to large amounts of wealth, and consequently they neglect an important—and highly personal—component of their finances. If you own something that is important to you, chances are you have an opinion on who you would like to receive it after you’re gone; so write down your wishes and make it official. (more…)