Ellen Lehmert

Ellen Lehmert

Throughout her 30 years of experience in Advanced Sales, Ellen has had the privilege of working with and learning from some of the finest planners, attorneys and accountants in the field today. At National Life Group, Ellen is Director of Advanced Sales.

A former business owner, Ellen was in private practice as the principal owner of both an Advanced Planning Consulting Firm and a Law Practice that specialized in business and estate planning. Ellen has specialized in the design of business succession and non-qualified benefit plans for business owners and wealth transfer designs for high net worth clients.

Ellen has authored numerous articles and has presented at many industry meetings, including the American Society of Pension Professionals and Actuaries and the Million Dollar Round Table.

A native New York City resident, Ellen and her family moved to Vermont in 2011. Enjoying the 10 minute rush hour, hiking in pristine mountains and joining in community activities, Ellen has learned to love the Vermont life while still appreciating the fast pace of New York City.

The companies of National Life Group® and their affiliates do not offer tax or legal advice. For advice concerning your own situation, please consult with your own professional advisor.

TC84147(0315)P

The Price of Success

At a recent gathering, I spoke to Will, a local small business owner.  Will and his uncle have built a very successful diesel repair business, they specialize in heavy equipment.  I asked how their year had been.

Will was excited over the level of growth they had that year.  They took on a large contract with Caterpillar, along with their existing client base, “it set them up pretty”, to quote Will.  They hired two additional diesel repairmen and expanded their shop adding two additional repair bays.  I asked if they had spoken to a financial advisor lately – his response was, why would they?  They are doing great. (more…)

Read More  

Be Mindful About Your Charitable Gifts

Fall is here–the end of the year isn’t far away. If your family is like my family, our attention turns to many different things: getting winter clothes ready, watching football, making holiday plans. We also look back to see how the year has taken shape and what we still want to accomplish. Being mindful about what’s happened so far and what we still want to do during the year is important to us. It focuses our activities, gives us a good sense of our finances and lets us make informed choices. (more…)

Read More  

What Your Buy Sell Doesn’t Do Can Hurt Everyone

I was talking with a friend of mine the other day – she had called with a concern about her business. She is a co-owner in a retail store that’s been doing really well. She and her business partner get along and see eye to eye on most things. When they started the business together about 5 years ago they took all the right steps and that included setting up a buy sell agreement. That agreement spelled out what would happen if one of the owners died or terminated employment.

So, what was her concern? Her business partner had recently become ill and was having a hard time coming to work every day. They agreed that they needed to hire a part timer to fill in …now it’s six months later and her business partner isn’t showing signs of improvement. (more…)

Read More