After many years of working and planning for retirement, I’ve found it’s not that easy to just say “Today’s the day. I’m going to retire.” I’m a planner, so I’ve been working toward this day for years. But, when is the best time financially to retire? (more…)
Retirement Income

7 Ways to Use Your Life Insurance…Before You Check Out
Most people think of life insurance as just insurance that can pay for funeral expenses and leave some money for those who are left behind. But life insurance is misunderstood and has uses far beyond what you might imagine. While paying for final expenses and having income replacement is really important for those you love, life insurance can be so much more. (more…)

When it comes to saving for retirement, time is an asset
As people save for retirement, they strive to determine how much they will need to maintain the lifestyle they live. However, saving up for retirement becomes more complicated as time progresses. People buy homes, while at the same time they are paying off student loans or paying for their children’s education. The kids sign up for chess, taekwondo or basketball and there are tournament fees and uniforms to buy. Simple living costs make it hard to save. How does one keep up with retirement savings? (more…)