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How Index Crediting Works [Video]

Life insurance. You know you need it for those who depend on you, but what about you?

Indexed Universal Life Insurance provides valuable protection for your loved ones plus the potential to build cash value that credits interest based in part on the changes in a major market index. This offers the potential for greater interest crediting than a traditional universal life policy when the index is up, yet still provides downside protection by a 0% floor that prevents negative crediting due to market changes.

Watch this short video to learn how index crediting on an indexed universal life insurance policy works.


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Indexed universal life insurance policies do not directly participate in any stock or equity investments. Guarantees are dependent on the claims paying ability of the issuing company. This is not a solicitation of any specific life insurance policy.