Simple and straightforward. Two words that don’t usually factor into my decision-making process when it comes to large purchases.(more…)
Is the cheapest term life insurance policy always the best?
When it comes to buying life insurance, you may not know where to begin. You don’t want to pay more than you need to, but you want to be sure the coverage is there when it is needed.
Term life insurance is a very popular choice for many consumers because it has the lowest current cost and provides the most basic form of life insurance protection. Protection is only for a stated period of time, for example 20 years, and as long as the premiums are paid, the death benefit protection is active; if premiums are not paid, the death benefit protection ceases.