Your hard work and years of education have finally paid off! You received your first job offer and happily signed the dotted line to become a part of the “Real World.” Now that you are ready to begin your career, keep in mind that you should look the part. When it comes to dressing for the workplace, there are typically three style personas: The Classic, The Trendsetter, The Blissfully Ignorant.
I had a bit of a scare last week with my card when my mobile financial management app emailed me to tell me I had used 40% of my credit on my credit card. I thought this was fine since I would be paying off the full balance at the end of the month, but apparently if you charge more than 30% of your credit limit on any of your cards, it can negatively affect your credit! Who knew? I certainly didn’t.
This made me curious about what else could affect your credit. Other things that I found could hurt your credit are: (more…)
Too often when reviewing a job offer, we focus just on the salary or the number of vacation days. However, it’s important to evaluate the entire offer package and consider what benefits a prospective employer is offering not just yearly but also over time. Specifically, an employer’s retirement benefits can add more value to a job offer than you think–if you ask the right questions and take advantage of their offerings. (more…)