Building Good Credit

How to Build Good Credit

I had a bit of a scare last week with my card when my mobile financial management app emailed me to tell me I had used 40% of my credit on my credit card. I thought this was fine since I would be paying off the full balance at the end of the month, but apparently if you charge more than 30% of your credit limit on any of your cards, it can negatively affect your credit! Who knew? I certainly didn’t.

This made me curious about what else could affect your credit. Other things that I found could hurt your credit are: (more…)

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Young businessman reading newspaper

4 Retirement Questions Job Seekers Should Ask

Too often when reviewing a job offer, we focus just on the salary or the number of vacation days. However, it’s important to evaluate the entire offer package and consider what benefits a prospective employer is offering not just yearly but also over time. Specifically, an employer’s retirement benefits can add more value to a job offer than you think–if you ask the right questions and take advantage of their offerings. (more…)

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Thinking of Going Back to School? Advice for Adult Learners

Last fall, I made the decision to return to school and pursue my MBA.  As someone who has been in the work force for some time and out of college for many years, this was not a decision I made lightly. Work-life balance is hard enough, but adding the equivalent of a part time job on top of everything else was sure to be challenging. I’m fortunate that National Life offers an excellent tuition reimbursement program, so the main investment came down to my time and commitment to personal and professional development. As my colleague Mary Putnam has recounted in the past, “If you’re not green and growing, you’re ripe and rotting,” -Ray Kroc. (more…)

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