5 Steps towards a Wealthier Future

At age 22, I had just graduated from college and was about to embark on my grown-up life.  I had a grand plan for how my future would unfold, and I thought I had everything figured out.  It’s one of those age old mistakes that young people make—we head out into the world armed with the knowledge that we have, completely oblivious to all that we don’t know and all that we will learn, earn and experience along the way.  If there is one lesson that rings true and always bears repeating it is that wealth is attainable, especially to those who start saving early and have the benefit of time on their side.

To all you twenty-somethings out there about to start your grown-up lives, follow these 5 simple steps to work towards a wealthier future:

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A Teacher Appreciation Day Thank You

Galileo Galilei once said, “We cannot teach people anything; we can only help them discover it within themselves.”

Schoolgirl rising her hand at geography lessonReading that makes me reflect on some of the people I regard as great teachers in my own life. I learned from them because they stopped to truly see me and pull something out that made me better and helped me to grow.  Many of these teachers remain my friends today and I am able to thank them on a regular basis for the role they played in shaping the person that I am.  There are others though, who I didn’t thank in a timely manner and today on Teacher Appreciation Day, I would like to thank one in particular. (more…)

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Roth: A good choice while you’re young

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I remember when I got my first job out of college, and my starting salary was $30,000.  I felt rich!  It was the first time in my life that I wasn’t earning an hourly paycheck.  But, it was also the first time in my life that I was responsible for all of my own living expenses—rent, car payment, car insurance, groceries, taxes…  After federal and state tax withholding, what I thought of as my fat paycheck, was stretched to its limits.

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